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TeachMeFinance.com - explain Hospital Coinsurance Hospital Coinsurance The term 'Hospital Coinsurance ' as it applies to the area of Medicare in the United States can be defined as ' For the 61st through 90th day of hospitalization in a benefit period, a daily amount for which the beneficiary is responsible, equal to one-fourth of the inpatient hospital deductible; for lifetime reserve days, a daily amount for which the beneficiary is responsible, equal to one-half of the inpatient hospital deductible (see 'Lifetime reserve days')'. About the author
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